What is a Payday Loan / Cash Advance
Are you in an emergency and need cash urgently? Look no further! We at Hometown Cash Advance are here to ensure that you are able to get out of a sticky situation fast with our payday loans or cash advance. Our services are easy to access, unlike going to your local bank, which may take days to process the loan. With Hometown Cash Advance, getting the money you need is just two easy steps away.
- Complete our easy application.
- Write a check for the amount you need.
- We give you the cash you need.
- We hold your check until your next payday and then deposit it to collect our payment.
To Apply Bring Your
- Driver’s License
- Proof of Social Security
- Most recent checking account statement
- Most recent statement of income
- Blank check
Fast Payday Loans
Aside from our regular services, you can also apply for our payday loans and cash advance online. You will get fast and easy approval. Getting financial assistance is easy with us because we understand your situation, and we are here to help you get your finances back on track. Once your loan is approved, you get the cash you need in no time. Our friendly staff is there to help you make the whole process easy and fast for you.
Hometown Cash Advance is renowned for its quality service as we continually focus on giving you the most convenient and satisfactory services. We strive to support our new and returning customers in whatever service they require. Other than payday loans and cash advance services, we also offer check cashing, car title loans, gold buying, prepaid phone and e-cigarettes. Give us a call today to learn more about our services.
Payday loans are cash advances provided to a borrower to meet financial needs. As a borrower, you will be required to write a check from your personal checking account as collateral to cover the full payment of this loan. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. Depending on your state payday loans may also be referred to as a cash advance, delayed deposit, deferred deposit, or deferred presentment loans.
You will be required to sign a loan agreement that tells you the amount you have requested to borrow, the annual percentage rate (APR) for that loan, the amount of interest and fees that may be charged for that loan, and the payment terms of the loan. These types of credit may be two of the more expensive borrowing options available to you and are meant for short-term use only.
